Loanfind APP is developed and provided by Yuwang Technology (Beijing) Co., Ltd. (hereinafter referred to as "we"). We are fully aware of the importance of personal information to you and will do our best to protect your personal information safely and reliably. We are committed to maintaining your trust in us and abiding by the following principles to protect your personal information: the principle of consistency of rights and responsibilities, the principle of clear purpose, the principle of choice and consent, the principle of minimum sufficiency, the principle of ensuring safety, the principle of subject participation, the principle of openness and transparency, etc. At the same time, we promise that we will take corresponding security protection measures to protect your personal information in accordance with the mature security standards of the industry.
Please read and understand this User Privacy Statement carefully before using our products (or services).
Personal information refers to any information recorded electronically or otherwise that can, alone or in combination with other information, identify a specific natural person or reflect the activities of a specific natural person.
We will only collect and use your personal information for the following purposes as described in this policy:
Providing you with online shopping services
To complete the account creation, you need to provide the following information: your mobile phone number, email
The above information you provide will continue to be authorized for us to use during your use of this service. When you cancel your account, we will stop using and delete the above information.
Conduct internal data analysis and research, third-party SDK statistical services, and improve our products or services
We collect data based on your interactions with us and the choices you make, including your privacy settings and the products and features you use. The data we collect may include SDK/API/JS code version, browser, Internet service provider, IP address, platform, timestamp, application identifier, application version, application distribution channel, independent device identifier, iOS advertising identifier (IDFA), Android advertiser identifier, network card (MAC) address, International Mobile Equipment Identity (IMEI), device model, terminal manufacturer, terminal device operating system version, session start/stop time, language location, time zone and network status (WiFi, etc.), hard disk, CPU and battery usage, etc.
1. Use firebase statistics SDK to perform statistics when starting the app. Our product integrates firebase SDK . The SDK needs to collect your device's Mac address, unique device identifier (IMEI/android ID/OAID/IDFA/OPENUDID/GUID, SIM card IMSI information) to provide statistical analysis services, and calibrate the accuracy of report data through geographic location to provide basic anti-cheating services.
2. Use Facebook SDK for cooperative placement of meta platform ads, including basic information such as device brand, model, operating system version information, device identifier (such as IMEI, AndroidID, OAID, IMSI, ICCID, GAID, MEID, IDFV, IDFA, hardware serial number), application information: device time zone, network device hardware address (MAC address), IP address, software version number, network access method, type, status, operation, use, service log, etc. for advertising attribution, anti-cheating, and advertising placement cooperation
We will not share your personal information with any other company, organization or individual, except in the following circumstances:
Sharing with explicit consent: We will share your personal information with other parties after obtaining your explicit consent.
We may share your personal information with external parties in accordance with laws and regulations or the mandatory requirements of government authorities.
Sharing with our affiliates: Your personal information may be shared with our affiliates. We will only share necessary personal information and will be subject to the purposes stated in this Privacy Policy. If an affiliate wants to change the purpose of processing personal information, it will ask for your authorization and consent again.
Sharing with authorized partners: Some of our services will be provided by authorized partners only for the purposes stated in this User Privacy Statement. We may share some of your personal information with our partners to provide better customer service and user experience. For example, companies we hire to provide third-party data statistics and analysis services may need to collect and access personal data for data statistics and analysis. In this case, these companies must comply with our data privacy and security requirements. We will only share your personal information for legitimate, lawful, necessary, specific and clear purposes, and will only share personal information necessary to provide services.
We will sign strict confidentiality agreements with companies, organizations and individuals with whom we share personal information, requiring them to handle personal information in accordance with our instructions, this Privacy Policy and any other relevant confidentiality and security measures.
We will not transfer your personal information to any company, organization or individual, except in the following circumstances:
Transfer with explicit consent: We will transfer your personal information to other parties with your explicit consent.
In the event of a merger, acquisition, or bankruptcy liquidation, if personal information is transferred, we will require the new company or organization that holds your personal information to continue to be bound by this Privacy Policy. Otherwise, we will require the company or organization to re-solicit your authorization and consent.
We will only disclose your personal information in the following circumstances:
With your explicit consent;
Disclosure based on law: We may disclose your personal information publicly when required by law, legal procedures, litigation or government authorities.
Disclaimer: The above suggestions are for reference only and do not constitute formal legal advice. If you need professional legal advice, please consult your external lawyer or legal advisor based on your actual business scenario.
We have used industry-standard security measures to protect the personal information you provide and prevent it from being accessed, disclosed, used, modified, damaged or lost without authorization. We will take all reasonable and feasible measures to protect your personal information. For example, when exchanging data (such as credit card information) between your browser and the "Service", it is protected by SSL encryption; we also provide https secure browsing for our website; we will use encryption technology to ensure the confidentiality of data; we will use trusted protection mechanisms to prevent data from being maliciously attacked; we will deploy access control mechanisms to ensure that only authorized personnel can access personal information; and we will hold security and privacy protection training courses to enhance employees' awareness of the importance of protecting personal information.
We will take all reasonable and feasible measures to ensure that no irrelevant personal information is collected. We will only retain your personal information for the period necessary to achieve the purposes stated in this policy, unless the retention period needs to be extended or permitted by law.
The Internet is not an absolutely secure environment, and emails, instant messaging, and communication with other users are not encrypted. We strongly recommend that you do not send personal information through such means. Please use a complex password to help us ensure the security of your account.
The Internet environment is not 100% secure. We will do our best to ensure or guarantee the security of any information you send to us. If our physical, technical, or management protection facilities are damaged, resulting in unauthorized access, public disclosure, tampering, or destruction of information, which in turn damages your legitimate rights and interests, we will bear the corresponding legal liability.
In the unfortunate event of a personal information security incident, we will promptly inform you in accordance with the requirements of laws and regulations: the basic situation and possible impact of the security incident, the disposal measures we have taken or will take, suggestions for you to prevent and reduce risks on your own, and remedial measures for you, etc. We will promptly inform you of the relevant situation of the incident by email, letter, phone call, push notification, etc. When it is difficult to inform the subject of personal information one by one, we will take reasonable and effective means to issue an announcement.
At the same time, we will proactively report the handling of personal information security incidents in accordance with the requirements of regulatory authorities.
In accordance with relevant laws, regulations, standards, and common practices in other countries and regions, we guarantee that you can exercise the following rights over your personal information:
You have the right to access your personal information, except for exceptions provided by laws and regulations. If you want to exercise your right to access data, you can access it yourself in the following ways:
Account Information - If you want to access or edit the personal information and payment information in your account, change your password, add security information or close your account, you can perform such operations by accessing this APP.
If you are unable to access this personal information through the above link, you can always contact us using our web form or send an email to [email protected] . We will respond to your access request within 15 days.
We will provide you with other personal information generated during your use of our products or services as long as it does not require us to make excessive efforts. If you want to exercise your right to access data, please send an email to [ [email protected] ].
If you find that the personal information we process about you is wrong, you have the right to ask us to make corrections. You can make a correction request through the methods listed in "(I) Accessing Your Personal Information".
If you are unable to correct your personal information through the above link, you can contact us at any time using our web form or by sending an email to [email protected] . We will respond to your correction request within 15 days.
You may request us to delete your personal information in the following circumstances:
If our handling of personal information violates laws and regulations;
If we collect and use your personal information without your consent;
Disclaimer: The above suggestions are for reference only and do not constitute formal legal advice. If you need professional legal advice, please consult your external lawyer or legal advisor based on your actual business scenario.
If our processing of personal information violates our agreement with you;
If you no longer use our products or services, or you cancel your account;
If we no longer provide products or services to you.
If we decide to respond to your deletion request, we will also notify the entities that obtained your personal information from us and require them to delete it in a timely manner, unless otherwise provided by laws and regulations or these entities obtain your independent authorization.
When you delete information from our services, we may not immediately delete the corresponding information from the backup system, but we will delete the information when the backup is updated.
Each business function requires some basic personal information to be completed (see "Part I" of this Policy). You can give or withdraw your authorization consent at any time for the collection and use of additional personal information.
You can cancel your previously registered account at any time. You can do this by:
Send an email to [email protected] and we will arrange a specialist to assist you
After canceling your account, we will stop providing you with products or services and delete your personal information upon your request, unless otherwise provided by laws and regulations.
You have the right to obtain a copy of your personal information, which you can do by:
Send an email to [email protected] and we will arrange a specialist to assist you
Where technically feasible, such as data interface matching, we may also transfer a copy of your personal information directly to a third party designated by you upon your request.
In certain business functions, we may make decisions solely based on non-manual automatic decision-making mechanisms, including information systems, algorithms, etc. If these decisions significantly affect your legal rights and interests, you have the right to ask us for an explanation, and we will provide appropriate relief.
For security reasons, you may need to provide a written request or otherwise prove your identity. We may ask you to verify your identity before processing your request.
We will respond within 15 days. If you are not satisfied, you can also complain through the following channels:
Send an email to [email protected]
In principle, we do not charge fees for your reasonable requests, but we will charge a certain cost for repeated requests that exceed reasonable limits. We may reject requests that are unreasonably repeated, require too many technical means (for example, require the development of new systems or fundamentally change existing practices), pose risks to the legitimate rights and interests of others, or are extremely impractical (for example, involving information stored on backup tapes).
In the following circumstances, we will be unable to respond to your request in accordance with laws and regulations:
Related to national security and national defense security;
Related to public safety, public health, and major public interests;
Related to criminal investigation, prosecution and trial;
There is sufficient evidence that you have subjective malice or abuse of rights;
Responding to your request will cause serious damage to the legitimate rights and interests of you or other individuals or organizations.
Our products, websites and services are intended for adults. Children are not allowed to create their own user accounts without the consent of their parents or guardians.
In the case of collecting children's personal information with parental consent, we will only use or disclose this information when permitted by law, with the explicit consent of the parent or guardian, or when necessary to protect the child.
Disclaimer: The above suggestions are for reference only and do not constitute formal legal advice. If you need professional legal advice, please consult your external lawyer or legal advisor based on your actual business scenario.
Although local laws and customs may define children differently, we consider children to be anyone under the age of 14. If we discover that we have collected personal information from a child without first obtaining verifiable parental consent, we will seek to delete the relevant data as quickly as possible.
Because we provide products or services through resources and servers around the world, this means that, with your authorization and consent, your personal information may be transferred to or accessed from jurisdictions outside the country where you use the products or services.
We may adjust or change this User Privacy Statement from time to time. Any updates to this User Privacy Statement will be posted on our website by marking the update time. Unless otherwise mandatory by laws, regulations or regulatory requirements, the adjusted or changed content will take effect 7 days after notification or announcement. If you continue to use any of our services or visit our related websites after the User Privacy Statement is adjusted or changed, we believe that this means that you have fully read, understood and accepted the modified User Privacy Statement and are bound by it.
If you have any questions, comments or suggestions about this Privacy Policy, please contact us through the following means:
Email: [email protected]